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| New! Purchase up to $350,000 of Affordable Term Life Insurance with no medical exam or blood draw. |
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Term Life Insurance |
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Affordable Term Life Insurance Quotes With Return of Premium ( ROP) |
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What is ROP Term? |
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ROP term stands for Return-Of-Premium Term Life. This means that if you are still living at the end of your term life insurance period all premiums paid will be returned to you. |
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To begin comparing your Term Life Insurance Quotes with Return of Premium complete the brief questionnaire to the right, and click on the" Submit Request" button. Instantly you can compare Accurate Term Life Insurance Quotes with or without the Return of Premiums feature from America's top rated insurance companies. |
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Return-Of-Premium Term Life Insurance (ROP Term) is designed for people concerned with outliving their term life insurance. |
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With Return of Premium Life Insurance (ROP Term) you do not have to feel that you have wasted your money. If you are still alive at the end of the term policy, ROP Term rewards you for living by offering a guaranteed return of your total cumulative premiums that you have paid on the policy during the level term period, not including substandard, and rider charges, if any. |
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| Example: Male, 35 classified as preferred plus, buys 500,000 of 30 year term: The annual premium will $810. With the return of premium feature this policy would return $24,300 to the insured at th end of 30 years ($810 x 30yr = $24,300). Surrender value would be available prior to the end of the 30 years at a pro-rated amount. Income Tax Free, because the premiums you paid is with after tax dollars. |
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| Shop National Insurance Services of North America, Inc.,( NISONA.com) for accurate term life insurance quotes with ROP (Returns of Premium). Information and rates for all types of coverage, including ROP, term life, universal life, and whole life insurance are available 24/7. Our licensed professionals are available to assist you at any time. Call us toll free at 1-888-564-7662. |
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