Medigap Insurance for people under age 65 on Disability

Are you disabled and on Social Security?

If so… you may be entitled to Medicare benefits.  These are the same benefits that are available to Americans  when they turn 65.  Eligibility for Medicare Benefits for under age 65 disability in most cases begin after 24 months of Social Security Disability or SSDI.

If eligible:

• You will be automatically enrolled in Part A (Hospital) and Part B (Physician) coverage. Check and make sure that you receive your Red White and Blue Medicare card once you have satisfied the 24 month wait once you go on Social Security Disability.
• Once eligible you will have an IEP or Initial Enrollment Period in which you have the guaranteed right to purchase either a Medicare Supplement (Medigap) policy, or a Medicare Advantage Plan without answering any health questions.

This IEP is a period of 7 months.  It includes the 25th month of disability, in addition to the 3 months before and the 3 months after your Medicare begins.

There are certain conditions that do not require the 24 month wait.

• ALS or Lou Gehrig’s Disease
• End Stage Renal Disease.  ESRD is permanent kidney damage that requires dialysis or a kidney transplant.

Once enrolled in Medicare you will be able to choose either be a Medicare Supplement or Medicare Advantage with prescription drug coverage.

For more information or a quote on the enrollments options available give us a call at 888-564-2326, or use our contact us form.